Definition

Financial Generalist

CJ Follini's concept of the investor or financial professional who understands the full spectrum of financial instruments, asset classes, tax strategies, and planning tools — rather than deferring entirely to hyper-specialists for each domain. The financial generalist knows enough about real estate, venture capital, estate planning, retirement accounts, tax optimization, and debt management to ask the right questions, identify the right specialists, and make integrated decisions. CJ argues this is the model the AI era rewards: LLMs and agentic AI are themselves generalist technologies, and the human who can orchestrate specialist agents across financial domains outperforms the human who outsources each domain to a separate professional with misaligned incentives.