Framework
The Blast Radius Test
Higgins's underwriting mental model. Price the agent by what it can reach.
How it works
- 1Map every system, credential, and account the agent can touch.
- 2Ask what the worst realistic outcome is at the edge of that reach.
- 3Agents wired to email, a public website, and an unrestricted bank account price the highest, because attackers see a target worth the effort.
- 4Redberry declines whole categories on blast radius alone, including AI systems controlling nuclear plants, power management, and wastewater.
- 5Shrinking the radius is cheaper than buying more cover.
Hear it on the podcast
Insure Your AI Agent: This PhD Built The PolicyListen to the episodeMore from this episode
Autonomy Level ThreeThe threshold Higgins uses to tell founders whether they need to act.The Murky MiddleWhere causation breaks down and coverage fights start.The Coverage Gap MapWhy your current stack does not respond.Simulation UnderwritingPricing a risk with no loss history.The Consistency RegimeHiggins's health protocol, and a decent operating philosophy.
Get the next framework first
One email a week with the frameworks, tools, and founder stories from the podcast. Free.
More frameworks for Operations & Scaling
The Technology AuditHer answer to what actually evolves well.Zone Of Genius PruningKnowing what to stop doing.Highest Standard DefaultRather than mapping the minimum compliance requirement per market, CoVet built to the ceiling once.Work on the Business, Not in the BusinessThe corrective to a founder's default state of urgency.Stop Being The SystemThe Kindling Solutions thesis, straight from the business.The Bottleneck HandoffWhat actually happens when you 10X one team.